Paytm Alternatives – The world is moving towards a phase where the use of money is going to be reduced and where every payment is going to be made through online transactions. Basically, we are striving towards a cashless economy. From ATM cards and credit cards, it has evolved to online wallets which make shopping much much easier! It saves a lot of time and effort. One of the most popularly used online wallets is of course, PayTm! I’m pretty sure 8 out of 10 people use Paytm in their daily life. I do! With apps like Paytm, you can easily pay bills, recharge your phone, transfer your balance to your bank account and so much more with just a single click! Similar to Paytm, several wallet apps are available, let’s take a look at the best among them.

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Best Paytm Alternatives

  1. FreeCharge

[appbox googleplay]

FreeCharge is similar to Paytm and is one of the rapidly growing online payment platforms in India. With FreeCharge, you can recharge your prepaid/ postpaid mobile, pay electricity bills, DTH and data card bills, gas bills and much more in less than 10 seconds. A unique feature to be noted is the Data Lifeline option which helps you whenever your data pack expires by letting you exchange FreeCharge tokens for 3G data up to 100 MB. But this is only available for prepaid users. You can send money to your friends and family using the Chat n Pay option and also pay as a group by using the Split Bills option.

2. Mobikwik

Next up is Mobikwik. It is a semi closed online wallet that is authorized by the Reserve Bank of India. Mobikwik also serves the same purpose of paying bills, recharging mobile phones, sending to and receiving money from others You can add money to your wallet using your debit/credit cards or via internet banking. Don’t worry about your card details being misused because Mobiwik provides the utmost security to ensure smooth transactions among users. Also, endless cashback offers from your favorite online stores keep dropping for you to grab!!

3. Jio Money Wallet

Ever since the success of the “Reliance Jio”, it is only legit that the Jio networking service has its own online wallet as well. Jio Money simplifies your everyday transactions and makes it much easier to recharge your phone, pay bills and make payments of any kind online. Even if you’re shopping in a not so popular store in your neighborhood, you can use Jio Money to make payments. Cool, right?!


Oxigen wallet lets you send and receive money from friends and family. Payment of all kinds of bills and other transactions can be easily made. You can also gift talk time to your friends to help them during emergency situations.

5. PayUMoney Wallet

[appbox googleplay com.payu.payumoney]

This is undoubtedly one of the most secure online wallets available as the transactions made using PayUMoney wallet is secured by RapidSSL. Unlimited cashback offers and deals can be availed. It supports most of the well knows banks and you can use your debit/ credit cards to store money in your wallet. It is one best Paytm alternatives. 

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6. Chillr

[appbox googleplay in.chillr&hl]

Chillr is actually a multi payment service where you can send and receive money, transfer funds, split bills among friends. Payments can be made at retails stores by scanning the QR code for authentication of payment.

7. Citrus Wallet

[appbox googleplay com.citrus.citruspay&hl]

With about 21 million users worldwide, the Citrus wallet app is the most secure and simplest wallet of all. With Citrus wallet, your card details will be super safe and you make payments on the go!